Changing information about HH savings bonds (reissuing)
Note: For these special situations, you want a different page.
Living estates (where a court has appointed a legal guardian for someone who owns bonds)
Trusts (where a trustee wants to cash savings bonds)
Some changes in information result in our reissuing the savings bond. Some do not.
This page tells you whether we need to know about a change and, if we do, how you can tell us.
All Series HH savings bonds have reached final maturity. If you have any bonds with an issue date of 2004, the deferred interest, if any, will be reportable at the end of calendar year 2024, even if you do not redeem your bond.
We also do not reissue old bonds that have stopped earning interest. You may want to cash them in. See Cashing in savings bonds that no longer earn interest
What changes do NOT require reissuing HH bonds?
Note: All Series HH savings bonds have reached final maturity and can no longer be reissued. If you have bonds dated 2004, they have ceased to earn interest and the deferred interest, if any, will be reportable to the IRS at the end of calendar year 2024, even if you have not redeemed them.
We do not reissue bonds in these situations. This table tells what to do instead.
| The situation | What you should do |
|---|---|
| You got married or divorced and changed your name | When you cash in a paper HH bond, sign both your name that is on the bond and your current name with the reason for the name change.
Examples: Mary Smith, Mary Jones (name changed due to marriage) Mary Jones, Mary Smith (name changed due to divorce) |
| Your name has a minor typo | When you cash in a paper HH bond, sign your correct name. |
| You moved and have a new address | The address does not affect ownership of the bond. However, we need the new address as we mail you an IRS Form 1099-INT every year.
Note: You will only need to submit an address change to our office if you have bonds dated 2004. All other bonds reached final maturity in a previous tax year. Please send your change of address ASAP so we can adjust your account before the end of the year, and you will receive your 1099 in a timely manner. To update your address, submit a signed request. You can send us a letter or FS Form 1980 or FS Form 5257. You can mail your request or fax it By mail: 
Treasury Retail Securities Services By fax: (612) 629-4285 |
| The bond has the wrong Social Security Number (SSN) | If the SSN on the bond shows as ***** and then the last 4 numbers, that is NOT a problem. We do that to protect your privacy.
If the SSN is really wrong – We don't reissue the bond to correct an SSN. However, please let us know. If we ever need to search our database for your bond, we search by SSN. So it's good to have the bond listed in our database with the correct SSN. To correct the SSN on a paper savings bond, do not send the bonds. Send the following.
|
Will I have to pay taxes when you reissue my HH savings bonds?
Note: All HH bonds dated 2004 have reached final maturity and the “deferred interest”, if any, will be reportable to the IRS at the end of calendar year 2024, whether or not you redeem the bond(s).
If you still own the reissued bond, you will continue to receive the interest for it; and thus, you will continue to owe federal tax on that interest.
If the reissue made someone else the primary owner of the HH savings bond, you do not owe tax on interest the bond earns for the new owner.
If you are the new owner, you will owe federal tax (but not state or local income tax) on the interest you earn from the bond.
See Tax information for HH savings bonds
Getting the IRS form about the interest your bonds earned
Each year, we tell you and the IRS about the interest you must report on your federal tax return. (IRS Form 1099-INT)
We mail your 1099-INT for paper HH bonds after the end of the calendar year in which we reissued the bond.